LOAN-BASED CROWDFUNDING

We are pleased to announce that Platform One are now able to offer crowdfunding debentures via our online platform and through the Platform One Innovative Finance ISA.

The Innovative Finance ISA (IF ISA) means that these clients can invest in alternative investments while keeping the tax advantages of a traditional ISA. This brings together companies seeking investment and clients who wish to invest.

The ability to invest via an Innovative Finance ISA (IF ISA) enables advised clients to obtain the higher income yields of crowdfunding investments and gain the benefits of receiving this income tax free. The Platform One online service also offers a unique platform that allows IFAs to advise their clients on investing in crowdfunding loans. This therefore provides clients with essential guidance on these new types of investments.

As well as enabling financial advisers to offer their clients higher rates of return than cash ISAs, it also allows them to manage these investments as part of the client’s total portfolio. This also enables the adviser to apply management fees on the selection and advice they offer for crowdfunding.

This new online service from Platform One brings together companies seeking investment and clients who wish to invest to obtain greater income.

A further feature of the Platform One crowdfunding service is that it enables advisers to source and purchase good crowdfunding debentures for their clients.

In order to invest in loan-based crowdfunding, investors must be able to confirm that they comply with the following criteria:

  • They are an advised retail client who will invest less than 10% of their net assets in this type of security,
  • Or they qualify as high net worth, professional or sophisticated investor.

The loan notes currently available on the Platform One crowdfunding service are:

One BHM – Building and delivering first-class property investments to a global audience.

Read more about One BHM here.

ZSL Capital – Specialising in financing a range of residential and commercial real estate schemes.

Read more about ZSL Capital here.

Residential Rents Receivable – Building and creating desirable homes and investment opportunities.

Read more about Residential Rents Receivable here.

Smithfield Place – Specialising in financing a range of residential and commercial real estate schemes.

Read more about Smithfield Place here.

If you are an IFA firm who would like to list qualifying loan notes for their clients on Platform One, please contact Hannah Singleton, Project & Marketing Manager.

Email: hannah.singleton@platform1online.com

Mobile: +44(0)7920 798 712

If you are an individual client who would like access to the Platform One crowdfunding service, please contact our Client Services department.

Email: clientservices@platform1online.com

Telephone: 0345 366 5445